Does anyone know the quickest way how to turn credits into cash

Old people at weddings always poke me and say you're next.So I started doing the same thing to them at funerals.

I hate when random girls I barely know text me a picture of them wearing an explicit outfit and glasses and be like "lol nerd." You are not a nerd.You are a whore...who found glasses.

Is there any methods that anyone knows of to get your limits set to a higher rate when sending credits. I seem to be limited to 10k a day on most my accounts, There is one I can send 15k per day on. I don't understand this, I should be able to send as many credits as I want since they are mine. Does anyone know how to get your daily limits raised for sending?

I have a few PRB products, I am not sure how they block the peer review since the one I have been trying to submit fails within 5 minutes every time. Can anyone help explain how PRB meshes and products work? I am a bit confused on them.