Medits are the currency for the community and allows people to buy things without needing to spend actual money. They can be earned in various ways such as creating posts and collecting interest from the bank.

Nice explain the bank

what about how my credit total in the upper left corner shows I have 2193 but when I go to look at a product it shows a message like this..."You can earn a free dick on our site by racking up 2500 medits. Medits are a points system on our site which can be used as currency. Your account currently has 200 medits upon registration to our site. You can earn more medits by replying to threads on our forums. New threads rack up double medits. Anything the moderators delete as spam earns negative medits.

so by this it shows I only have 200? why?
whats the difference all about?
do you have 2 different medits on here like they have on imvu, some you can use to gift and others you can only spend on yourself?
please help me understand this issue

also how come in this comment I earn "no" medits for sending you some questions but in other places I do earn them?